Terms

We offer loans for legal persons:

  • Financing equal 50% of real estate worth. We do not require testimonials from tax office or Social Security and we don’t check your credit and market reliability information.
  • We grant loans from 20 000zł to 500 000zł, and even more
  • Whole process takes 3-7 working days, counting from submission of the application (maximum 10 days).

Check your installment

Loan amount

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Amount of installment

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*Provided monthly installment is an approximate value of an installment calculated for given parameters. This information does not constitute an offer within the meaning of the Civil Code. Availability and conditions of the product are subject to change. The product conditions are specified in the contract. If you have any questions, please contact our consultant at 48 22 829 91 65

Securing the loan

Real estate (flat, apartment, land, other residential or business premises) in a big city (over 200 000 residents) or in the suburbs of provincial city.

Options of paying off the loan

  • Monthly capital and interest instalments. (available with every product in Balt Credit)
  • Monthly interest instalments and paying off the base in the end of the contract period. (available with bridge financing and investment loan)
  • No monthly instalments. Paying off the capital and additional costs in the end of the contract period. (available only for bridge financing)

Documents

  • Filled application
  • ID of the proxy
  • An appraisal – not older than 6 months (if it is a house or land)
  • Financial Reporting for the last 6 months

Ask the expert


Securing the loan

Real estate (flat, apartment, land, other residential or business premises) in a big city (over 200 000 residents) or in the suburbs of provincial city.

Loan amount

20 000zł to 500 000zł (not more than 60% of the real estate worth)

Period

Maximum period for paying off the loan Is 10 years. Contract is signed for period of 12 months with a possibility of prolongation for complete period of 120 months. In this case condition is timely payment of liabilities.

Loan costs

Loan costs start with only 1,3% monthly.